Despite the crawl out from the recession, now could be a great time to refinance your mortgage here in Suburban Chicago.

Right now there are a ton of federal programs that you could miss out on if you choose not to reginance now! They could save you money and help in the economic recovery.

Federal mortgage refinance programs have helped more than 2 million homeowners refinance their home loans to help them save money on their mortgage payment and stay in their homes. Also, right now, rates are stable and LOW! Hovering around the 5% mark.

In fact, around 2.2 million homeowners have saved an average of $120 a month on their payment. a 10.5% reduction from their previous payment.

Refinance activity will result in $2.3 BILLION in mortgage payment savings for borrowers who refinanced in the first half of 2009. Over the next five years those savings for 2009 will grow to $11.5 BILLION!

Also, now homeowners do not need to look just to their existing lender/servicer for refinance options.

Since Oct. 1, 2009, homeowners got the option to shop around and refinance through any Fannie or Freddie lender.

In addition to lowering your monthly payment, a refinanced mortgage can move you to a fixed or adjustable rate, shorten the term of your home loan, or let you tap home equity – with a lender’s approval.

Having low rates means that now is the best chance to buy a home before rates rise and prices go up again! Now could be the best chance to take advantage of the market as the recovery continues…

Whether you are a first time buyer trying to determine how much you can afford, or an experienced buyer who is selling your current property and ready to buy your next home I can help you with all your real estate needs in the Chicagoland Northwest Suburbs Area.

Finding your dream home or finding a buyer is only part of the challenge of a successful transaction. Click here to search Bartlett IL, Schaumburg IL and the Hoffman Estates using our complimentary MLS Search service. You can also view our fantastic range of featured properties!

Alternatively please contact me today if you need more specific assistance in your real estate needs. You can call the office on: 847-874-6731 or Cell phone on: 847-913-2606 or of course email me at: Joe@JoeStacy.com

My expertise, experience and dedication to you and your specific needs are anything but average – it’s why this office is number one in the Northwest Suburbs year after year!

Joe Stacy
2570 W. Schaumburg Rd
Schaumburg, IL 60194

27W420 Melrose Ln

Bright and sunny 2 story townhome only 1.2 miles from the Metra Station has been reduced to $179,500 and is move-in ready! 27W420 Melrose Ln in Winfield IL features:

• Private Entrance
• Formal Living & Dining Rooms
• Private Patio
• Eat-In Kitchen
• First Floor Laundry Room
• Brand New Carpet
• Freshly Painted
• Minutes To Metra

The trim work and doors throughout the home have been freshly painted and brand new carpet was installed throughout in Feb. ‘09. A ceramic tile foyer greets you with a decorative ceiling light, oak railing to the 2nd floor, coat closet and skylight over the staircase. It opens to a living room with grated windows. A dining room opens off the living room and is also open to the kitchen. It has a slider to a private patio as well. The eat-in kitchen features ceramic tile flooring, decorative light over the table space, dual bowl stainless steel sink with sprayer & disposal. It’s fully applianced with a gas range, space saver microwave, refrigerator and dishwasher. It also opens to a utility room with vinyl tile flooring, washer & gas dryer, efficiency furnace with central AC & whole house humidifier and storage under the stairs…

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407 LaFox River Dr Algonquin IL 

Updated historic home with five bedrooms and two bathrooms right on the Algonquin riverfront! 407 LaFox River Dr in Algonquin IL boasts a park-like yard with flowerbeds & mature trees, a huge glazed brick patio, a vintage out-building, an 8’ seawall with a concrete pier & steps to the Fox River and a scenic view of the motor-free section of the Fox. All of this and it’s within walking distance to downtown Algonquin!

The completely updated kitchen sparkles with maple hardwood floors, custom 42” maple cabinets, pantry wall, glass front accent cabinets with interior lighting, dovetailed drawers, slide out shelves and self-closing doors, under cabinet lighting, granite countertops & a bow window over the sink with wonderful views of the riverfront. The master suite offers amazing floor to ceiling windows with access to the screen porch overlooking the Fox River. Other additional highlights of this property include easy access to bike paths & parks. All rooms but one have breathtaking river views. There’s hardwood flooring in the halls, staircase and four of the bedrooms, all windows were recently replaced with wood clad double hung windows & Levelor blinds.

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